Between Two Doors

A Between Two Doors conversation with Pensacola Realtor Kim Taylor Sometimes finding home has very little to do with a house. That was one of the biggest takeaways from my recent conversation with  Kim Taylor , a Realtor serving Pensacola and the surrounding Gulf Coast communities. Kim’s path to Pensacola wasn’t exactly a straight line. She started in the San Francisco Bay Area, moved to New York shortly after college, spent 24 years there, later relocated to Southern California for another decade, and eventually found herself searching for a more affordable place...

A Between Two Doors conversation with Christina Hester and Zach of CSI Clean Scene Investigators There are some phone calls you never expect to make. A family member has passed away inside a home. Someone has been injured. There has been a crime, an accident, an unattended death, a serious hoarding situation, or another event that has left a property unsafe or contaminated. The police arrive. Paramedics come. Perhaps the medical examiner becomes involved. Eventually, everyone leaves. And then you look around and realize: The house is still there. The scene is still there. And someone has to deal with it. That was the question I wanted to explore when Christina Hester and Zach from  CSI Clean Scene Investigators joined me on  Between Two Doors . What I learned was that crime-scene and biohazard remediation is about much more than cleaning. It is about helping people begin putting the pieces back together. “The Police Don't Clean This Up?” That was probably one of the biggest su...

By Nate Carver | ProLending Mortgage | NMLS #2004738 Selling your home yourself can be appealing. You know your property better than anyone. You may already have an idea of what you want for it. And by selling  For Sale By Owner (FSBO) , you may be looking for greater control over the process and potentially reducing some of the costs associated with selling a home. But there's another side to selling a home yourself. You become the marketing department, lead coordinator, appointment scheduler and first point of contact for every potential buyer. Your phone might ring while you're at work. A buyer could find your property online at 11:00 at night. Someone might drive past your FSBO sign while you're having dinner with your family. And every missed call could potentially be a missed buyer. That's why I've partnered with  JennyJenny.ai  to provide homeowners selling their properties themselves with an AI-powered FSBO assistant. And when you access it through my FSBO P...

Sometimes a few words buried deep inside a lending guideline can make a tremendous difference for a Veteran trying to buy a home. That just happened. Effective August 25, 2026, VA revised  VA Pamphlet 26-7, Chapter 4, Topic 7 , changing the way certain  non-medical collection accounts  are calculated when qualifying for a VA home loan. And this is a big win for Veterans. What Changed? When a Veteran has a non-medical collection account without an established payment arrangement, VA requires lenders to account for that collection when calculating debt-to-income ratio and residual income. Previously, the guideline instructed lenders to calculate a monthly payment using: 5% of the outstanding collection balance The revised guideline now calls for: 5% of the outstanding collection balance ÷ 12 months VA's revision became effective August 25, 2026. That little “divided by 12” can make an enormous difference. Consider a Veteran with  $12,000 in non-medical collections ...

What if your next real estate investment wasn't another rental house? What if it was a retail center, office building, commercial lot—or even a building where your own business occupies one suite while other tenants help pay the mortgage? Commercial real estate can open an entirely different world for investors. But it also requires a different way of thinking. On this episode of  Between Two Doors , I sat down with Texas commercial real estate professional  Bruce Norwood  to talk about what investors should know before making the jump into commercial real estate. Bruce entered commercial real estate in 2019 after a long career in corporate sales, merchandising and account management with companies including Nabisco and Coca-Cola. His interest in commercial real estate developed while working as a regional manager and interacting with commercial brokers around the country. Today, Bruce has been involved in more than  $220 million in real estate transactions . And one...