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Understanding Home Insurance with Blayke Breeding of Goosehead Insurance

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  Understanding Home Insurance with Blayke Breeding of Goosehead Insurance Between Two Doors Podcast | Hosted by Nate Carver On this episode of Between Two Doors , I sat down with Blayke Breeding, Account Executive at Goosehead Insurance based in Dallas, Texas. Blayke brings a fresh yet grounded perspective to the world of home insurance, shaped by her roots in Miami, Texas, and her education in Agricultural Communications and Marketing from Oklahoma State University. Raised on her family’s ranch, Blayke understands hard work, resilience, and the value of protecting what matters most — making her a natural fit for the insurance world. Her passion shines through as she helps first-time homebuyers and seasoned homeowners navigate the often-overwhelming process of finding the right insurance coverage. The Unpredictable Nature of Insurance Blayke describes today’s housing insurance market as similar to the stock market: unpredictable, volatile, and ever-changing. That’s why having...
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OMG Halfway Through 2025!!!: Small Tweaks, Big Impact: 10 Productivity Strategies for Realtors & Homebuyers

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  Small Tweaks, Big Impact: 10 Productivity Strategies for Realtors & Homebuyers Would you believe we are half way through 2025?!?!  You have time to achieve your goals and dreams for this year. Stay focused on high-leverage activities it will make all the difference. Here are ten proven strategies—adapted from top mortgage-industry experts—that Realtors, homeowners, and homebuyers can use today to hit their goals and finish the year strong. 1. Own Your Schedule Why it matters: You have the freedom to set your own hours—but without external deadlines, it’s easy to let priorities slip. Action step: Time-block your top priorities (e.g., lead calls, client meetings) in your calendar. Treat these blocks as non-negotiable appointments. Tip for buyers: Schedule weekly “budget check” and “document prep” sessions so you stay on track toward loan approval. 2. Don’t Abandon Your Goals—Recalibrate Them Why it matters: Missing a target can derail momentum…unless ...
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Location: McKinney, TX, USA
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Weekly Mortgage Market Update June 26th: Rates and Trigger Leads

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  Weekly Mortgage Market Update As we approach the midpoint of 2025, here’s what Realtors and homebuyers need to know about the evolving mortgage landscape. Market Overview Since January 1st, the mortgage market has experienced a series of ups and downs—what many experts call “a series of sprints.” At its high watermark in April, markets enjoyed the most favorable conditions of the year, but we’ve since pulled back about 35 basis points from that peak. This movement is best tracked via the Mortgage-Backed Securities (MBS) trade coupon , which moves inversely to interest rates—when the trade coupon line goes up, rates are heading down investopedia.com . Interest Rate Trends Current Position : We’re creeping back toward that April high for MBS coupons, a positive sign for rate-sensitive buyers. Inflation Signals : The Fed’s preferred inflation gauge—the Personal Consumption Expenditures (PCE) index—is due Friday. Markets expect month-over-month inflation of just 0.1%, keeping th...
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Location: McKinney, TX, USA
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Congress Takes a Stand Against “Trigger Leads”

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  Curious about how your credit report affects the homebuying journey—and what recent federal action means for your privacy? Here’s some great news and tips for Realtors, homebuyers, and homeowners alike: Congress Takes a Stand Against “Trigger Leads” Late on June 23, 2025, the U.S. House of Representatives passed H.R. 2808—known as the Homebuyers Privacy Protection Act—by unanimous voice vote, following the Senate’s unanimous consent approval of its companion bill, S. 1467, less than two weeks earlier nationalmortgageprofessional.com . This bipartisan legislation, championed by Reps. John Rose (R-TN) and Ritchie Torres (D-NY) in the House and Senators Jack Reed (D-RI) and Bill Hagerty (R-TN) in the Senate, will curb the abusive “trigger lead” practice—where credit bureaus sell your credit pull to third-party marketers—while still allowing your trusted lenders and Realtors to see your report when you’ve invited them to help you find the right loan congress.gov . Why This Matters...
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Location: McKinney, TX, USA
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The Truth About Today’s Housing Market June 19th 2025: A Message from Your Mortgage Expert

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  The Truth About Today’s Housing Market: A Message from Your Mortgage Expert Hey friends, it’s Nate Carver—your favorite mortgage guy—checking in with some real talk about where we are in the housing and mortgage market. Whether you're buying your first home, selling your third, or a Realtor helping clients navigate it all, this blog is for you. I recently sat in on a high-level Zoom town hall with Owen Lee, the Mortgage Banker's Association Vice Chairman for 2025 and other   national mortgage leaders, and I’m here to break down the key takeaways that matter most—to real people, not just loan officers. Let’s dive in!! Where are people finding their Mortgage Loan Officer? Let’s start with a surprising stat: over the last 18 months, the way people find their lender hasn’t changed much. Friends and family, past client databases, online search, and even social media have all stayed flat.  With all the excitement over AI and Social media there isn't much change in the r...
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Location: McKinney, TX, USA
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Mortgage Market Analysis: June 13 2025 Trigger Leads and other great news!!!

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The U.S. labor market showed signs of cooling in May 2025, with nonfarm payrolls rising by 139,000 , slightly above forecasts but well below earlier months’ pace tradingeconomics.com . At the same time, the ADP National Employment Report revealed private-sector job gains of just 37,000 , underscoring moderation in hiring despite healthy wage growth of 4.5% year-over-year ycharts.com . Meanwhile, personal income saw a robust 0.8% monthly gain in April (the latest BEA release), translating to nearly a 9.6% annualized increase—an encouraging sign for consumer purchasing power and potential mortgage affordability bea.gov tradingeconomics.com . These data points briefly roiled markets: mortgage-bond yields jumped about 50 basis points on mixed inflation and income news, only to retrace much of that move within three business days as traders digested the full picture. Mortgage Rates & Prospects Despite headline gyrations, 30-year fixed mortgage rates have stabilized just below 7%...
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Location: McKinney, TX, USA
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Between Two Doors: Lisa Mann – Serving With Heart in Cypress, Texas

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  🎙️ Between Two Doors: Lisa Mann – Serving With Heart in Cypress, Texas In this inspiring episode of Between Two Doors , I had the pleasure of sitting down with Lisa Mann , a powerhouse Broker Associate with eXp Realty and the heart behind the Texas Power House Group. Based in Cypress, TX, Lisa brings a wealth of experience, a passion for service, and a deeply rooted commitment to helping military and veteran families find their dream homes. Lisa’s journey in real estate began in 1996 and truly gained momentum in 2004 as a single parent seeking flexibility and purpose. Since then, she’s built a dynamic career that bridges real estate and mortgage lending. Though she no longer actively originates loans, Lisa still maintains her mortgage broker license—a testament to her dedication and the depth of knowledge she brings to her clients. Real Estate, Lending, and the Power of Education What sets Lisa apart is not just her stellar production—earning 3x Icon status at eXp and closing $2...
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Location: Cypress, Houston, TX, USA
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