Between Two Doors

Buying a Home During Hurricane Season? Here's What Happens to Your Mortgage Before Closing A homebuyer's guide to hurricanes, FEMA declarations, insurance restrictions, appraisals, and closing delays. By Nate Carver | ProLending Mortgage Buying a home is exciting. But if you're purchasing property in Florida, Texas, Alabama, or another hurricane-prone state, Mother Nature can sometimes complicate your closing plans. Imagine you've found your dream home. You've negotiated the purchase price, completed your home inspection, received your appraisal, and scheduled your closing. Then a hurricane develops in the Gulf of Mexico. Suddenly, you're wondering whether you'll still be able to buy the house. The good news?  A hurricane doesn't automatically cancel your mortgage or purchase contract. However, there are several important things you should know. 1. Can You Close on a Home When a Hurricane Is Approaching? Possibly. Mortgage lenders do not automatically ca...

A Between Two Doors conversation with Ryan Baker of Dunbar Beddingfield Independent Insurance Agency You find the house. You love it. Your spouse loves it. Your Realtor thinks it’s a great fit. Your lender says the financing works. Everything feels like it’s moving toward closing. Then the insurance agent takes a look at the property and says: “We need to talk.” That was the scenario I gave  Ryan Baker , Vice President of Personal Lines with Dunbar Beddingfield Independent Insurance Agency, during a recent episode of  Between Two Doors . I asked him to imagine I was buy...

A Between Two Doors conversation with Realtor Jo Lynn Miller There are places you visit. And then there are places that somehow get hold of you. For  Jo Lynn Miller , that place was Possum Kingdom Lake. Jo Lynn had been to PK Lake once as a teenager. She learned to water ski there, had a good time, and then life moved on. Nearly three decades later, she returned for a family reunion. That weekend changed everything. She was staying at Rock Creek Camp on the north end of the lake. One Saturday morning, she pulled a picnic table up behin...

A Between Two Doors conversation with Pensacola Realtor Kim Taylor Sometimes finding home has very little to do with a house. That was one of the biggest takeaways from my recent conversation with  Kim Taylor , a Realtor serving Pensacola and the surrounding Gulf Coast communities. Kim’s path to Pensacola wasn’t exactly a straight line. She started in the San Francisco Bay Area, moved to New York shortly after college, spent 24 years there, later relocated to Southern California for another decade, and eventually found herself searching for a more affordable place...

A Between Two Doors conversation with Christina Hester and Zach of CSI Clean Scene Investigators There are some phone calls you never expect to make. A family member has passed away inside a home. Someone has been injured. There has been a crime, an accident, an unattended death, a serious hoarding situation, or another event that has left a property unsafe or contaminated. The police arrive. Paramedics come. Perhaps the medical examiner becomes involved. Eventually, everyone leaves. And then you look around and realize: The house is still there. The scene is still there. And someone has to deal with it. That was the question I wanted to explore when Christina Hester and Zach from  CSI Clean Scene Investigators joined me on  Between Two Doors . What I learned was that crime-scene and biohazard remediation is about much more than cleaning. It is about helping people begin putting the pieces back together. “The Police Don't Clean This Up?” That was probably one of the biggest su...

By Nate Carver | ProLending Mortgage | NMLS #2004738 Selling your home yourself can be appealing. You know your property better than anyone. You may already have an idea of what you want for it. And by selling  For Sale By Owner (FSBO) , you may be looking for greater control over the process and potentially reducing some of the costs associated with selling a home. But there's another side to selling a home yourself. You become the marketing department, lead coordinator, appointment scheduler and first point of contact for every potential buyer. Your phone might ring while you're at work. A buyer could find your property online at 11:00 at night. Someone might drive past your FSBO sign while you're having dinner with your family. And every missed call could potentially be a missed buyer. That's why I've partnered with  JennyJenny.ai  to provide homeowners selling their properties themselves with an AI-powered FSBO assistant. And when you access it through my FSBO P...