Mortgage Market Analysis: June 13 2025 Trigger Leads and other great news!!!

The U.S. labor market showed signs of cooling in May 2025, with nonfarm payrolls rising by 139,000 , slightly above forecasts but well below earlier months’ pace tradingeconomics.com . At the same time, the ADP National Employment Report revealed private-sector job gains of just 37,000 , underscoring moderation in hiring despite healthy wage growth of 4.5% year-over-year ycharts.com . Meanwhile, personal income saw a robust 0.8% monthly gain in April (the latest BEA release), translating to nearly a 9.6% annualized increase—an encouraging sign for consumer purchasing power and potential mortgage affordability bea.gov tradingeconomics.com . These data points briefly roiled markets: mortgage-bond yields jumped about 50 basis points on mixed inflation and income news, only to retrace much of that move within three business days as traders digested the full picture. Mortgage Rates & Prospects Despite headline gyrations, 30-year fixed mortgage rates have stabilized just below 7%...